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 Did You Know?

 

  • Increasing your auto insurance deductible from $200 to $500 could reduce your collision and comprehensive coverage costs by 15 to 30%.*
  • A multi-line insurance policy can save you up to 15% on your auto insurance and home insurance premiums.*
  • After comparing car insurance quotes, 77% of insured drivers buy comprehensive coverage in addition to liability coverage, and 72% buy collision coverage.**
  • According to a recent study, less than 50% of young families have life insurance for either spouse that they have purchased on their own.**
  • A 2006 Insurance Research Council poll found that 96% of homeowners had home insurance while 43% of renters had renters insurance.
  • Only 31% of homeowners have earthquake insurance and only 35% of homeowners have flood insurance.**
  • Almost 3 out of every 5 Americans have not purchased life insurance because they think it is too expensive.*

*According to III.org

 

**According to NAIC.org 

    

     

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Get Rated by A.M. Best

Industry Information

A.M. Best assigns the following types of ratings:

  • Best's Financial Strength Rating - an independent opinion of an insurer's financial strength and ability to meet its ongoing insurance policy and contract obligations. This rating is assigned to insurance companies.
  • Best's Issuer Credit Rating - an independent opinion of an issuer/entity's ability to meet its ongoing senior financial obligations. This rating is assigned to insurance companies, banks, hospital/health-care systems, holding companies and other legal entities authorized to issue financial obligations.
  • Best's Debt Rating - an independent opinion of an issuer's ability to meet its ongoing financial obligations to security holders when due. This rating is assigned to the debt securities and insurance-linked securities transactions of the entities rated by A.M. Best.
  • Best's Bank Deposit Rating - an independent opinion of a bank's ability to meet its ongoing financial obligations to depositors. These ratings are assigned to banks.

Floodsmart.gov The official site of the National Flood Insurance Program